First home buyer or experienced residential or commercial property investor? We have experience, and specialise, in all of these areas and we love to talk..
Happy Clients
“We had a great experience buying our first home with Paul. He really advocated for us, and we were able to get our dream home with a great mortgage package. He was there every step of the way, took calls outside of normal hours and really made it a priority that we understood all aspects to our mortgage. Paul is quite the character, with a good sense of humor which made such a daunting process enjoyable. We couldn't recommend him highly enough.”
- Jaimie-Lee and Kieran
I highly recommend Erin Jefferies as a Mortgage Broker who goes the extra mile for her clients. She has been happy to share her knowledge and experience from many years in banking and is a wealth of information about everything to do with mortgages and has provided our group with a clear insight and comparison on different banks and home loan lenders.
- Kirsty Morrison, Tauranga
Paul is great! His knowledge of the property market is absolutely top notch and the options he provided around how to structure our lending were spot on! I highly recommend talking to Paul if you are looking to buy, refinance or consider moving into property investment. Thanks Paul
- David and Katrina - June 2022
Paul is awesome, and our go to guy for lending, he gives 150% and always makes us feel like a valued client! On top of his efficiency he's also a top bloke who is experienced with property investments. We have recommended him to many people who have all fed back to us the same experience.
- claire hesketh - June 2022
We were lucky enough to find Paul when we needed a broker to purchase a 2nd property. Paul went above and beyond and totally exceeded our expectations. He offered sound ideas and was always available to answer our calls etc. he is personable and professional and you really feel that he is giving your mortgage 150% he got us good rates and perks and we have used him since 4 refinancing. I have and will continue to recommend Paul as a top guy and just who you need to get the best from your lending.
- claire hesketh - july 2019
“We used Paul Dow last year to reassess our mortgages across our Investment portfolio even though we were mid-term on most. Paul’s analysis was top notch showing that by breaking some and moving to another lender we could radically reduce our interest rates, spread our risk between lenders, optimise our structure and minimise the securities the banks were required to hold. We even got a cash incentive which more than covered the cost of the change. It was a Win-win for us and we are very happy with the outcome”
— Phil and Kate Armstrong June 2019
Paul made the entire refinance and new mortgage process very easy. He obtained rates for us that we could not negotiate ourselves. He was a pleasure to work with and he kept us informed each step to the way. Highly recommended
— Ginny - October 2018
I was struggling to get a clear view of my options when it came time to renew my mortgage. Paul provided options for staying with my existing bank or moving, with a balanced view for me, not what’s best for him.
Although I decided to stay we’re going to structure things differently to make my money work better.
I’d have no hesitation in recommending Paul to anyone looking to take out or reset their mortgage. Thank you Paul, greatly appreciated.
— Jo - March 2019
Paul recently helped secure a mortgage during a stressful time, he was empathetic, patient and did an amazing job. I wouldn’t hesitate to recommend Paul for any of your mortgage requirements - Thanks Paul.
— Alex - March 2019
We used Paul to secure funding for our first investment property in Wanganui. Paul has been fantastic to deal with, and I am happy with the outcome we achieved. Some key points that would describe my dealings with Paul would be: 1) Professionally written emails that are helpful and clearly explain things 2) Very responsive, getting things turned around quickly, without me having to go and chase 3) Knowledgeable, presents the options, but ultimately it was our decision which way to go without any pressure.
Overall I have no hesitations recommending Paul, and I’m sure you will experience the above also.
— Neil - April 2019
Paul has been amazing, assisting us with purchasing our first home. He put us in contact with the right people and has helped us every step of the way. Paul has stayed in continuous contact with us, expedited communications and nothing was ever a hassle. He has made this a lot less stressful and a pleasure. Sincerely thank you so much Paul! We will not hesitate to use your services in the future , and cannot recommend you to others enough!
— Shannen - October 2018
“With our legal and break fees factored in we will break even on the transaction after the first 6-months. We are now enjoying a streamlined and complexity free banking relationship and have shaved a number of years and thousands of dollars in interest costs off the overall term of our loan! Thanks Paul!”
— David and Katrina - May 2018
“We were happy with our bank until we had a couple of questions regarding our mortgage rates so we asked Paul to review the loans. Paul managed to get a much better rate than we had been offered directly from our bank plus he has helped us arrange a review of our insurances which we have also since changed. We sincerely recommend Paul’s services - even better it’s free to you.”