First home buyer or experienced residential or commercial property investor? We have experience, and specialise, in all of these areas and we love to talk..
All in Home Loans
Getting onto the property ladder can sound like a daunting task for a lot of Kiwis, especially if you don’t even know where to start. From understanding the housing market trends to securing the right financing options, this guide will give you all the knowledge and tools needed to make informed decisions and turn your property ambitions into a reality while making the whole process easy.
Leverage is another valid strategy whilst we are in this phase of the property cycle. It’s not for everyone but I personal experience with Leverage and provide a brief example of my personal experience and how it worked for us.
Multi-offers are now becoming the norm and there are more properties being sold by auction again as the worm slowly turns. This is assisted by a more pragmatic application of the CCCFA and aligns with the main bank lenders getting their books into a more balanced position coupled with more availability of low deposit lending (under 20% lending) and more access to Kainga Ora First Home Loans with as little as 5% deposit.
An alternative view to what you might read in the media (and particularly social) with regards the current lending and property market - Paul Dow is an experienced Mortgage Advisor and Property Investor sharing his day to day experience of the current lending environment.
Want to upgrade, confused how bridging finance works and how the banks decide whether to approve an application? Let’s have a look at the considerations a bank makes to decide if you are a safe bet.
